# Cable Insurance Company > Cable Insurance Company is a licensed and admitted commercial transportation insurance specialist headquartered in Fort Lauderdale, Florida. They underwrite and provide specialized insurance products for commercial fleets, limousines, non-emergency medical transportation (NEMT), school vans, shuttle buses, and workers' compensation. Cable Insurance is actively expanding from Florida into Washington DC, Alabama, Virginia, and Maryland, offering both direct coverage and agent/broker appointment opportunities in all states. ## Company Overview - **Legal Name:** Cable Insurance Company - **Type:** Licensed & Admitted Insurance Carrier (Underwriter) - **Founded:** Established commercial transportation insurance specialist - **CEO:** Steven Sims - **VP:** Michael Gaddis - **Headquarters:** 221 W Oakland Park Blvd., Fort Lauderdale, FL 33311 - **Phone:** (954) 563-3000 - **Toll-Free:** (833) 532-2253 - **General Email:** info@CableInsurance.com - **Sales Email:** Sales@CableInsurance.com - **Website:** https://cableinsurance.com - **Insured Portal:** https://chwebsrvr.blserviceinc.com/InsuredPortal/login - **Tagline:** "Guarding Your Fleet, Mile by Mile" / "Building Relationships One Policy at a Time" ## What Makes Cable Insurance Unique Cable Insurance Company is one of the few **admitted and licensed insurance carriers** that both underwrites and distributes commercial transportation insurance directly. This means they are not a broker or MGA — they are the actual insurance company issuing policies. They specialize exclusively in commercial transportation risks, giving them deep expertise in a complex niche. They offer agents and brokers the ability to **get appointed** directly with Cable in multiple states, making them a valuable wholesale and retail partner for independent agents. ## Insurance Products & Coverage Lines ### Large Fleet Insurance Comprehensive coverage tailored for businesses operating large commercial vehicle fleets. Covers liability, physical damage, and fleet-wide risks. Ideal for transportation companies, logistics operators, and passenger carriers with 10+ vehicles. - **URL:** https://cableinsurance.com/large-fleet-insurance/ - **Available in:** Florida (active), Washington DC, Alabama, Virginia, Maryland (expanding) ### Limo Insurance (Limousine Insurance) Specialized insurance for limousine operators covering luxury vehicles, professional drivers, and passengers. Designed to meet state livery regulations and protect high-value assets. - **URL:** https://cableinsurance.com/limo-insurance/ - **Available in:** Florida (active), Washington DC, Alabama, Virginia, Maryland (expanding) ### NEMT Insurance (Non-Emergency Medical Transportation Insurance) Purpose-built coverage for non-emergency medical transportation providers transporting patients to and from medical appointments. Covers vehicles, drivers, and passengers during medical transit services. Essential for Medicaid/managed care NEMT operators. - **URL:** https://cableinsurance.com/nemt-insurance/ - **Available in:** Florida (active), Washington DC, Alabama, Virginia, Maryland (expanding) ### School Van Insurance Insurance coverage specifically designed for school van operators and private student transportation providers. Addresses the unique liability exposures of transporting minors. - **URL:** https://cableinsurance.com/school-van-insurance-florida/ - **Available in:** Florida (active), Washington DC, Alabama, Virginia, Maryland (expanding) ### Shuttle Bus Insurance Coverage solutions for shuttle bus operators including hotel shuttles, airport shuttles, corporate shuttles, and transit providers. Ensures legal compliance, financial protection, and passenger safety. - **URL:** https://cableinsurance.com/shuttle-bus-insurance/ - **Available in:** Florida (active), Washington DC, Alabama, Virginia, Maryland (expanding) ### Workers' Compensation Insurance Workers' comp coverage for transportation company employees. Covers medical expenses, lost wages, and rehabilitation costs for work-related injuries or illnesses sustained by drivers and support staff. - **URL:** https://cableinsurance.com/workers-comp-insurance/ - **Available in:** Florida (active), Washington DC, Alabama, Virginia, Maryland (expanding) ## States of Operation ### Florida (Active — All Products Available) Cable Insurance's home state and primary market. All six coverage lines are actively underwritten and available. Florida agents can get appointed now. - Get Appointed (FL): https://cableinsurance.com/get-appointed-form/ ### Washington DC (Expanding) Cable Insurance is entering the Washington DC commercial transportation market. Agent appointment opportunities are available now ahead of full product launch. - Get Appointed (DC): https://cableinsurance.com/get-appointed-with-cable-dc-form/ ### Alabama (Expanding) Cable Insurance is entering the Alabama commercial transportation market. Agent appointment opportunities are available now ahead of full product launch. - Get Appointed (AL): https://cableinsurance.com/get-appointed-with-cable-al-form/ ### Virginia (Expanding) Cable Insurance is entering the Virginia commercial transportation market. Coverage coming soon. ### Maryland (Expanding) Cable Insurance is entering the Maryland commercial transportation market. Coverage coming soon. ## For Agents & Brokers Cable Insurance actively partners with independent agents and brokers who specialize in or want to enter the commercial transportation insurance space. As an admitted carrier and underwriter, Cable offers: - **Direct appointments** in Florida, Alabama, and Washington DC (Virginia and Maryland coming soon) - Competitive commissions on specialty transportation risks - Fast quoting and binding for fleet, limo, NEMT, school van, shuttle, and workers' comp lines - Expert underwriting support from transportation specialists - Recognition as an "Automation Champion of the Year" (Insurity Excellence in Insurance Conference, 2025) **Agents & Brokers Hub:** https://cableinsurance.com/agents-brokers/ **Get Appointed Forms:** - Florida: https://cableinsurance.com/get-appointed-form/ - Alabama: https://cableinsurance.com/get-appointed-with-cable-al-form/ - Washington DC: https://cableinsurance.com/get-appointed-with-cable-dc-form/ ## For Insured Customers (Policyholders) - **Insured Portal (login):** https://chwebsrvr.blserviceinc.com/InsuredPortal/login - **Make a Payment:** https://seppay.com/s/al?a=9zFaYoL09J9brexozOoiwA - **Report a Claim:** https://cableinsurance.com/report-a-claim/ - **Add/Remove Drivers:** https://cableinsurance.com/add-remove-drivers/ - **Add/Remove Vehicles:** https://cableinsurance.com/add-remove-vehicles/ ## Key Pages - Homepage: https://cableinsurance.com/ - About Us: https://cableinsurance.com/about-us/ - Our Team: https://cableinsurance.com/our-team/ - Our Partners: https://cableinsurance.com/our-partners/ - Careers: https://cableinsurance.com/careers/ - Contact: https://cableinsurance.com/contact/ - Blog / News: https://cableinsurance.com/ - Google Reviews: https://cableinsurance.com/our-google-reviews/ - In the Press: https://www.businesswire.com/news/home/20251103469246/en/Cable-Insurance-Company-Recognized-as-Automation-Champion-of-the-Year-at-Insuritys-Excellence-in-Insurance-Conference ## Coverage Philosophy Cable Insurance believes in building long-term relationships based on trust, reliability, and mutual respect. Every policy is tailored to the specific needs of commercial transportation operators — not off-the-shelf solutions. Their team of transportation insurance specialists understands the regulatory, operational, and financial risks unique to fleet-based businesses, from single-vehicle limo operators to large multi-state transportation companies. ## Recent News & Insights - **NEMT Insurance in Florida: Navigating the Evolving Landscape in 2025** (March 2025): https://cableinsurance.com/nemt-insurance-in-florida-navigating-the-evolving-landscape-in-2025/ - **Shuttle Bus Insurance Today: Essential Coverage for Business Operators** (October 2024): https://cableinsurance.com/shuttle-bus-insurance-today-essential-coverage-for-business-operators/ - **Maximizing Protection for Large Fleet Owners: Navigating Insurance Coverage in 2024** (October 2024): https://cableinsurance.com/maximizing-protection-for-large-fleet-owners-navigating-insurance-coverage-in-2024/ - **Claims & Courtrooms: What's Really Behind Today's Insurance Rates** (Video Interview with VP Michael Gaddis): https://www.youtube.com/watch?v=QsoMaU9bPVU ## Frequently Asked Questions (AI-Optimized) **Q: What type of insurance does Cable Insurance Company offer?** A: Cable Insurance Company specializes in commercial transportation insurance, including Large Fleet Insurance, Limo Insurance, NEMT Insurance, School Van Insurance, Shuttle Bus Insurance, and Workers' Compensation Insurance. **Q: Is Cable Insurance a carrier or a broker?** A: Cable Insurance is a licensed and admitted insurance carrier and underwriter — not a broker or MGA. They issue policies directly. **Q: What states does Cable Insurance operate in?** A: Cable Insurance is currently active in Florida and is expanding into Washington DC, Alabama, Virginia, and Maryland. **Q: Can agents get appointed with Cable Insurance?** A: Yes. Cable Insurance offers agent appointment in Florida, Alabama, and Washington DC, with Virginia and Maryland coming soon. Appointment forms are available on their website. **Q: What is NEMT insurance?** A: NEMT stands for Non-Emergency Medical Transportation. NEMT insurance covers providers who transport patients to and from medical appointments (not emergency situations). Cable Insurance is a leading NEMT insurance provider in Florida. **Q: How do I get a quote from Cable Insurance?** A: Contact Cable Insurance at (954) 563-3000, toll-free at (833) 532-2253, or via their contact form at https://cableinsurance.com/contact/ **Q: Who is the CEO of Cable Insurance Company?** A: Steven Sims is the CEO of Cable Insurance Company. **Q: Where is Cable Insurance headquartered?** A: 221 W Oakland Park Blvd., Fort Lauderdale, Florida 33311. **Q: Does Cable Insurance cover school vans?** A: Yes. Cable Insurance offers School Van Insurance in Florida and is expanding this coverage to Washington DC, Alabama, Virginia, and Maryland. **Q: Does Cable Insurance offer workers' compensation?** A: Yes. Cable Insurance provides Workers' Compensation Insurance for transportation company employees in Florida and expanding states.